FLEXIBLE PRE-OWNED CAR FINANCE

Used Car Loan

Get fast and reliable funding for pre-owned passenger cars, sedans, SUVs, and luxury hatchbacks with high loan-to-value limits.

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Used Car Loan
OUR SPECIALIZED OPTIONS

Used Car Financing Options

Explore our range of auto financing sub-services designed for your specific purchasing and refinancing needs.

Sale & Purchase (Used Car Purchase Loan)

Ready to buy a pre-owned car from an individual seller or a dealer? We provide hassle-free purchase loans up to 100% of the vehicle valuation with direct dealer payout.

Used Car Refinancing

Leverage the value of your fully owned pre-owned car to raise quick cash for business expansion, medical requirements, or other personal expenses at low auto loan rates.

Used Car Loan Balance Transfer

Stuck with a high interest rate on your current car loan? Transfer your loan balance to us to enjoy lower interest rates, reduced monthly EMIs, and a top-up loan option.

ADVANTAGES

Why Finance With Us?

Enjoy premium product highlights designed for a paperless and hassle-free journey.

Up to 100% Funding

Get high loan-to-value funding options on selected pre-owned passenger vehicles based on valuation.

Flexible Repayment

Choose comfortable EMI repayment tenures ranging from 12 months up to 7 years (84 months).

Attractive Interest Rates

Benefit from competitive interest rates starting at just 9.49% p.a. to keep monthly EMIs minimal.

EMI CALCULATOR

Estimate Your Monthly EMIs

Use our interactive loan calculator customized for your financing needs.

Loan EMI Calculator

Estimate your monthly budget and interest breakdown in real-time.

Loan Amount8,00,000
₹1 Lakh13 Lakhs25 Lakhs
Interest Rate9.49% P.A.
7.5%12.5%18.0%
Loan Tenure5 Years (60 Months)
1 Year4 Years7 Years
Your Monthly EMI

16,798

For 60 Months
Interest21%
Principal
8,00,000
Interest
2,07,855
Total Payable10,07,855
CRITERIA

Who Can Apply?

Fulfill these simple eligibility parameters to accelerate your approval rates.

Minimum age of 21 years at application; maximum 65 years at loan maturity.

Net monthly income of ₹25,000 for salaried, ₹3 Lakhs p.a. for self-employed.

Minimum 1 year of continuous employment or 2 years in active business.

Required Documents Checklist

Keep digital copies ready for fast online uploads.

Salaried Applicants
  • PAN Card, Aadhaar Card, or Passport
  • Recent 3 months' Salary Slips
  • Salary Account Bank Statement (6 months)
  • Form 16 / Income Tax Returns
Self-Employed Applicants
  • PAN Card and Aadhaar Card
  • Income Tax Returns (ITR) for last 2 years with computation
  • GST Registration Certificate or Trade License
  • Current Account Bank Statement (6 months)