Flexible Financing For Every Need
From direct used car loans to refinancing and balance transfers, discover our range of premium auto finance options.
Used Car Loan
Get fast and reliable funding for pre-owned passenger cars, sedans, SUVs, and luxury hatchbacks with high loan-to-value limits.
- Funding up to 200% depending on car to car
- Quick approval within 24 hours after submitting docs
- Flexible repayment tenures up to 5 years
- Interest rates starting at 9.49% p.a.
New Car Loan
Drive home your brand new vehicle with our low-rate auto financing solutions featuring instant online sanction options.
- On-road price funding up to 90%
- Flexible repayment tenures up to 7 years
- Competitive interest rates from 8.65% p.a.
Personal Loan
Quick collateral-free financing to meet your personal needs, medical expenses, travel, weddings, or home renovations.
- Guarantor not required (varies case to case)
- Sanction within 24 hours after submitting file
- Flexible tenures ranging from 1 to 5 years
- Partnered with Incred, Finnable, SMFG, and Utkarsh
Business Loan
Empower your business expansion, procure machinery, or secure working capital with our specialized enterprise credit and MSME loan options.
- Collateral-free loans up to ₹50 Lakhs
- Quick and simple processing within 48 hours
- Custom repayment cycles matching business cash flows
- Partnered with Incred, Finnable, SMFG, and Utkarsh
Overdraft
Revolving credit limit linked to your account to manage short-term cash flow mismatches with interest charged only on utilized funds.
- Pay interest only on the amount you withdraw
- Immediate liquidity access anytime
- No prepayment charges on limit clearance
Loan EMI Calculator
Estimate your monthly budget and interest breakdown in real-time.
₹10,501
For 60 MonthsLoan Eligibility Criteria
Make sure you fulfill these fundamental parameters before submitting your application.
Age Limits
Minimum 21 years at the time of application. Maximum 65 years at the time of loan maturity.
Monthly Income
Minimum net monthly income of ₹25,000 for salaried employees, and annual profit of ₹3 Lakhs for self-employed individuals.
Work Experience
Minimum 1 year of continuous employment for salaried persons, and 2 years of active business running for entrepreneurs.
Required Documents Checklist
Keep digital copies ready for fast online uploads.
- ✓Identity Proof: PAN Card, Aadhaar Card, or Passport
- ✓Address Proof: Electricity bill, rent agreement, or Aadhaar
- ✓Income Proof: Last 3 months' salary slips
- ✓Bank Statement: Last 6 months' salary account statement
- ✓Identity & Address Proof: PAN and Aadhaar Card
- ✓Income Proof: Income Tax Returns (ITR) for last 2 years
- ✓Business Proof: GST registration certificate or trade license
- ✓Bank Statement: Last 6 months' current account statements
Frequently Asked Questions
Quick answers to common questions about our used car loan products.